Combine wafer crumbs and butter; press onto bottom of 13x9-inch pan. Beat cream cheese, sugar and 1/4 cup milk in medium bowl with mixer until blended. Stir in 1 cup COOL WHIP; spread over crust.
Beat pudding mixes and remaining milk in separate medium bowl with whisk 2 min. Stir in 1/4 cup caramel topping; spoon over cream cheese layer. Cover with remaining COOL WHIP.
Refrigerate 5 hours or until firm.
Chop apples; sprinkle over dessert just before serving. Top with nuts and remaining caramel topping.
Ingredients
1 pkg. (8 oz.) PHILADELPHIA Cream Cheese
1 tub (8 oz.) COOL WHIP Whipped Topping
2 pkg. (3.4 oz. each) JELL-O Vanilla Flavor Instant Pudding
